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Takaful Solutions

What if your financial safety net also helped strengthen your community? Discover a plan built on mutual support, not just profit. #CommunityFirst #EthicalFinance"

Takaful Komuniti

Community-based takaful plan for comprehensive coverage and support with affordable contribution.

Takaful Perubatan Anak-Anak Akademi / Individu / Keluarga

Specialized takaful medical protection plan for football academy, individual and family.

Custom plans tailored to your needs, contact us for personalized solutions.

Custom Takaful Plan

About AAK LifeX

AAK Life X is a business collaboration of AAK FC and Pentaquest Sdn Bhd providing niche coverage takaful sectors, including coverage in sports activity and high-risk occupation.

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Frequently Asked Questions

What is Takaful Komuniti?

Takaful komuniti is a simple, affordable way to provide financial security for your loved ones. If you were to pass away, it pays out a sum of money (a benefit) to your family. This can help them cover essential costs like funeral expenses, outstanding debts, or daily living costs, giving them one less thing to worry about during a difficult time. It's a fundamental act of care and responsibility.

How is this Takaful plan different from regular life insurance?

This plan operates on the principles of Takaful, a cooperative system where members contribute money into a shared pool to protect each other. Unlike conventional insurance, it is:

• Shariah-compliant: Free from interest (riba) and excessive uncertainty (gharar).

• Community-focused: Built on mutual guarantee and shared responsibility, not profit-making from betting on risk.

• Transparent: Any surplus from the pool is returned to the participants as a donation (hibah) after deducting operational costs.

I'm on a tight budget. Is this plan truly affordable?

Yes, absolutely. Our Community Plan is specifically designed to be accessible. We offer low, fixed monthly contributions that are easy to fit into a family budget. We believe essential financial protection should be available to everyone, not just those with high incomes.

Our basic plan provides a straightforward death benefit, total permanent disability and bereavement benefit. If the covered member passes away or total permanent disability due to any cause (whether natural illness or accident), the full benefit amount is paid out to their nominated beneficiaries to use as needed.

What does the plan actually cover?

How do I apply, and is there a medical examination required?

The application is simple and hassle-free. For most applicants, no medical examination is required. This process makes it quick and easy to get covered without any complicated steps.